Investment Process

Each pool of your money has an Investment Objective and a Strategic Asset Allocation for that objective.  For each asset class there is a target and a range around that target that we invest within.

For example; a portfolio with an investment objective of Growth and Income would have a Strategic Asset Allocation of 50% equities and 50% fixed income. The range for equities would be between 40% and 60%. If we are optimistic we would be at the upper end of the range and conversely if pessimistic at the lower end of the range.

We are never entirely out of the market as that would be market timing which doesn’t work over time. Instead we are considered to be Tactical Asset Allocators. We attempt to take advantage of perceived opportunities in the market in a disciplined way.

The investment professionals at LBA Wealth Management analyze the global economy and financial markets to determine how to tactically invest your money. In addition to our own experience and education we procure what we consider to be the best independent research on Wall Street. Together we formulate an economic and market outlook. Your portfolio is then invested in a tactical way to maximize our expectations.

In developing our forecasts we consider:

  • Economic growth
  • Inflation
  • Interest Rates
  • Monetary Policy
  • Fiscal Policy
  • Business Cycle
  • Corporate Earnings
  • Valuations
  • Sentiment
  • Trends

Our forecast helps us determine where to invest which would include:

  • Tactical Ranges
  • Asset Classes
  • Sub-asset Classes
  • Industry Sectors
  • Company Attributes